Terms of Service

1. Acceptance of Terms

By accessing or using learninv.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site. These Terms apply to all visitors and users of the Site.

2. Description of Service

LearninV is a free, educational website providing general information about financial markets, stock exchanges, investment instruments, and related topics. The Site is operated solely for informational and educational purposes. We do not offer any paid services, subscriptions, investment products, or financial advisory services of any kind.

3. No Financial Advice

The content published on this Site is provided for general informational and educational purposes only. Nothing on this Site should be construed as:

• Financial, investment, legal, or tax advice
• A recommendation to buy, sell, hold, or otherwise trade any security, financial instrument, or asset
• An endorsement of any particular investment strategy or approach
• A solicitation or offer to provide investment services

Before making any financial or investment decisions, you should conduct your own research and, where appropriate, consult a qualified and regulated financial adviser. LearninV accepts no liability for decisions made based on information found on this Site.

4. Intellectual Property

All content on this Site — including text, graphics, logos, and images — is the property of LearninV or is used under licence and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our prior written consent, except for personal, non-commercial educational use.

You are welcome to share links to pages on the Site. Properly attributed quotations of limited length for commentary or educational purposes may be permissible under fair use principles.

5. Acceptable Use

When using the Site and the contact form, you agree not to:

• Transmit any unlawful, abusive, defamatory, or spam content
• Attempt to gain unauthorised access to any part of the Site or its systems
• Use automated scripts to scrape, crawl, or index Site content in bulk
• Impersonate any person or entity or misrepresent your affiliation
• Use the Site in any manner that could damage, disable, or impair its operation

6. Disclaimers

The Site and its content are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied. While we strive for accuracy, we make no representation or warranty that:

• The content is accurate, complete, or up to date
• The Site will be available at all times without interruption or error
• Any information on the Site is suitable for any particular purpose

Financial markets are complex and inherently unpredictable. Historical market data referenced on this Site does not guarantee future results.

7. Limitation of Liability

To the fullest extent permitted by applicable law, LearninV and its team members shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or its content. This includes, without limitation, losses arising from reliance on any information published on this Site.

8. Third-Party Links

The Site may contain links to third-party websites for reference purposes. These links are provided for convenience only. LearninV does not endorse, control, or take responsibility for the content, privacy practices, or accuracy of any linked external sites. You access third-party sites at your own risk.

9. Termination of Access

We reserve the right to restrict or terminate access to the Site at any time, without notice, in cases of misuse, violation of these Terms, or for any other reason at our sole discretion.

10. Governing Law

These Terms are governed by and construed in accordance with applicable law. Any disputes arising in connection with these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of the applicable jurisdiction.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be reflected by an updated "Last updated" date. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. It is your responsibility to check this page periodically.

12. Contact

If you have any questions about these Terms of Service, please contact us:

• Email: info@learninv.com
• Website: learninv.com